CGTMSE Loans – Collateral-Free Business Finance for MSMEs
Standard Mortgage empowers micro, small, and medium businesses with access to CGTMSE loans — a government-backed scheme for collateral-free credit. Whether you're starting fresh or scaling up, we’re here to fund your vision.
Backed by the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), these loans support growth without the burden of security.
CGTMSE Loans: What Are They?
CGTMSE loans are collateral-free credit facilities for eligible MSMEs under a government-sponsored program. They’re perfect for startups, small businesses, and entrepreneurs with viable ideas but no assets to pledge.
Who Can Apply?
- Startups and new ventures
- Micro and small enterprises in manufacturing, services, or trading
- Proprietorships, partnerships, LLPs, and Pvt. Ltd. firms
- Women-led businesses and rural units
Key Features
- Loan amounts from ₹1 Lakh to ₹2 Crores
- No collateral or third-party guarantee needed
- 75%–85% guarantee coverage under CGTMSE
- Attractive interest rates & flexible tenures
- Fast approval & minimal paperwork
Documents Required
- Business registration certificate
- KYC of owners
- PAN & GST numbers
- Project report or business plan
- Bank statements & ITR (if available)
Why Choose Standard Mortgage?
- Expert help with CGTMSE eligibility
- Support from application to disbursal
- Strong lender partnerships
- Transparent and quick processing
- High approval success rate
Fuel Your Business Dreams with Collateral-Free Finance
Take confident steps toward business success with CGTMSE loans from Standard Mortgage. We remove the collateral barrier so you can focus on building and growing. Apply now and let your entrepreneurial journey begin.
