Working Capital Loan up to 200% of Property Values
With working capital loans up to 200% of property values, you may unleash the full potential of your property and fuel the expansion of your company. Without selling or interfering with business operations, Standard Mortgage assists companies in raising high-value capital by leveraging their residential or commercial real estate.
Our property-backed working capital loan provides you with the necessary financial boost at the ideal time, whether you're developing your business, managing cash flow, or purchasing inventory.
What is a Working Capital Loan Against Property?
A secured credit facility known as a working capital loan against property raises money by using your property as collateral. The greatest benefit? The maximum amount you can borrow is 200% of the property's current market value, contingent on your company performance, repayment capacity, and income profile.
Important Attributes and Advantages
- Large Loan Amounts: Depending on the value of the property, obtain loans up to ₹5 crores (or more).
- High Leverage: Get up to 200% loan-to-value (LTV) ratio for your property.
- Flexible Tenure: Repayment periods up to 15 years with easy EMI options.
- Low Interest Rates: Competitive and based on your risk profile.
- No Usage Restriction: Use for vendor payments, expansion, debt consolidation, or working capital.
Who Can Apply?
This loan is ideal for:
- Small and medium enterprises (SMEs)
- Traders, manufacturers, and service providers
- Professionals and business owners
- Startups with property assets
Even if your business is seasonal or cash-intensive, our working capital loan up to 200% of property values can help stabilize operations and accelerate growth.
Eligibility Criteria
- Indian resident (individuals, proprietors, partnerships, Pvt. Ltd. companies)
- Ownership of residential, commercial, or industrial property
- Minimum 2 years of business operations
- Good credit history and steady income flow
Documents Required
- KYC of business and property owner
- Proof of property ownership and valuation report
- Latest ITRs, balance sheets, GST returns
- Bank statements (past 6–12 months)
Apply Online with Standard Mortgage
- Submit basic details and property documents
- Get a free property assessment
- Receive approval within days
- Funds disbursed directly to your account
Our dedicated loan advisors ensure end-to-end support, from documentation to disbursal.
Maximize Your Property's Value, Minimize Financial Pressure
With working capital loans up to 200% of property value, you gain access to powerful funding without sacrificing ownership or equity. Let your assets work harder while you focus on growing your business.
